Question: I am confused about the difference between renting a car using a Mastercard to cover the collision damage (CDW ) for the rental car and purchasing CDW - collision damage waiver from the car rental company directly. Can you enlighten me?
Answer: For many, many years quite a few of the frequent travelers to Ireland were comfortable with using the 'benefit' connected with their credit card to cover the collision damage to the rental vehicle. Typically, that 'benefit' would be activated once you 'declined' the car rental company's insurance coverage. The maximum benefit would be usually $25,000 to $50,000 of damage coverage. That may work easily in the USA but in Ireland the costs of the vehicle is 40% higher than the same car in the USA. The Irish Government charges a VRT (Vehicle Registration Tax) of 40% on all new cars. With that in mind, the 'credit card benefit' would most likely fall short of a 'totaled' crashed car. The balance would be the renter's liability. I have seen this happen hundreds of times in the last 26 years.
In addition, the 'credit card benefit' usually has a restriction on the length of rental, most likely 7 to 15 days; so you would have to turn in the car and get a NEW car if you wish to rent for more than two weeks. This sometimes incurs a one-way drop fee as well.
In recent years many of the credit card issuers have dropped this benefit for Ireland and several other countries. So renters are concerned about damage liability do purchase the Super Collision Coverage at the counter which adds to the total cost. Then they think that they were 'sold the coverage' and blame extra cost on the car rental agent.
The solution to that is what ConnsIrelandCarRental.com has developed - a FULLY INCLUSIVE car rental rate that takes the anxiety and hassle out of renting a Hertz car in Ireland. Click on the 'Home' button above and you will be able to get a quote by filling in the Hertz widget.
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